【Daily Finance Briefing】September 28, 2026 08:30 (Beijing Time)

📊 Forex Markets

Pair	Price	Change
EUR/USD	1.1380	+0.01%
USD/JPY	157.77	+0.31%

The US dollar strengthened slightly, with EUR/USD hovering around 1.1380 and USD/JPY touching 157.77, extending JPY weakness. Synchronized rate hikes by the Fed and ECB in September support the dollar at elevated levels.

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📈 US Stock Focus

🍎 Apple (AAPL)

• Price：$341.07（+1.53%）
• 52-week range：$243.42 - $345.34
• Volume：~30M shares
• Commentary: AAPL surged 1.5% approaching its all-time high, AI feature upgrade expectations continue to lift the stock. Market bullish on ecosystem moat and hardware upgrade cycle synergy.

🚗 Tesla (TSLA)

• Price：$372.11（-1.54%）
• 52-week range：$297.38 - $498.83
• Volume：~46M shares
• Commentary: TSLA pulled back 1.5% as some profits were taken after recent gains. Market sentiment digesting the Robotaxi launch event; awaiting Q3 delivery guidance.

🔥 NVIDIA (NVDA)

• Price：$225.07（+0.22%）
• 52-week range：$164.27 - $236.54
• Volume：~90M shares
• Commentary: NVDA edged up 0.2%. AI chip demand remains robust, but elevated valuations cap upside. Next earnings will provide fresh data center guidance.

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🥇 🥈 Commodities

Gold (XAUUSD)

• Price：$4,238/oz（-0.51%）
• Commentary: Gold dipped ~0.5% as major central banks simultaneously tightened monetary policy. Geopolitical risks and de-dollarization narrative still provide floor support; short-term likely to consolidate at high levels.

Silver (XAGUSD)

• Price：$63.27/oz（-0.73%）
• Commentary: Silver fell more than gold; industrial demand under pressure. Gold/silver ratio expanded; short-term likely to track gold.

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🏛 Central Banks & Policy

🦅 Federal Reserve:
The Fed hiked rates by 25bps in September, raising the federal funds target range to 3.75%-4.00% — its first rate increase since 2023. The FOMC voted 12-0, citing continued solid economic growth, resilient domestic spending, and strong productivity gains. The committee aims for a timely return to the 2% inflation target. Next meeting in December.

🏰 European Central Bank:
The ECB also hiked 25bps in September, raising all three rates: deposit facility to 2.50%, main refinancing to 2.65%, and marginal lending facility to 2.90% (effective September 16). The ECB emphasized "data-dependent, meeting-by-meeting" decisions with no preset path. Next rate decision: October 29. Growth forecasts revised up to 0.9% for 2026.

🇨🇳 People's Bank of China:
September LPR held steady for the 16th consecutive month: 1-year at 3.00%, 5-year+ at 3.50%. Exports growing 20%+ YoY for three straight months supports the economy; August CPI and PPI rebounded, manufacturing PMI returned above 50. Analysts expect rate cuts/reserve requirement cuts still possible before year-end, but short-term priority is maintaining liquidity for government bond issuance.

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🌐 Diplomacy & Major Events

Global Central Bank Synchronized Tightening:
The Fed and ECB both raised rates in September while China held LPR steady, reflecting converging views on economic resilience. Policy divergence among major central banks has narrowed. The US dollar remains elevated, and emerging market capital outflow pressures warrant close monitoring.

Geopolitical Risks Continue to Weigh:
Middle East tensions and the Russia-Ukraine conflict continue to disrupt global supply chains and energy prices. Major central banks are walking a tightrope between combating inflation and maintaining growth, making geopolitical uncertainty the core variable in global asset allocation for the second half of the year.

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⚠️ Disclaimer

Data sourced from public market quotes as of September 28, 2026 morning (Beijing Time). This content is for reference only and does not constitute any investment advice. Invest at your own risk.